If you’re considering moving to Germany under the Opportunity Card for Germany, there’s one detail you simply can’t afford to overlook your finances. More specifically, the amount you need in a blocked account. If you’ve never heard of a blocked account before, you’re not alone. It’s one of those things most people only learn about once they start the visa process. But trust me, it’s essential.
I’ve written this guide to make things simpler for you. No jargon, no confusion, just a clear explanation of what the blocked account is, how much you need, and how you can transfer money from India smartly using a service that won’t eat up your savings in fees.
So, What Is the Opportunity Card for Germany?
In 2024, Germany introduced a new visa route called the Opportunity Card for Germany. It’s aimed at skilled professionals from non-EU countries who want to work in Germany. This visa lets you enter the country for up to 12 months to look for a job. If you find one, you can then switch to a long-term work permit.
To be eligible, you need to score points based on your qualifications, age, work experience, and language skills. But one thing is non-negotiable: you need to prove you can afford to live in Germany while you’re job hunting. That’s where the blocked account comes in.
German Blocked Account for International Students
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What Exactly Is a Blocked Account?
Imagine you land in Germany with no job yet. The government wants to make sure you won’t need financial help. So they ask you to open a special account called a blocked account, where you deposit money before your visa is granted. Once you’re in Germany, the account releases a fixed amount to you every month.
For most people applying for the Opportunity Card for Germany, this is the most straightforward way to show financial proof.
Must read: How to Open Blocked Account in Germany?
How Much Money Do You Need in That Account?
As of now, you need to show that you have at least €13,092 saved up. That’s based on a minimum monthly cost of €1,091—what the German authorities believe you’ll need to cover rent, food, transport, and other basic expenses.
This figure is reviewed periodically, so double-check with trusted sources like the official German government site or a provider like Fintiba. If you’re applying for the Opportunity Card for Germany in 2025, this is your number.
Check out: How to Add Money in Blocked Account?
Opportunity Card for Germany: Blocked Account Essentials at a Glance
Are There Alternatives to a Blocked Account?
Technically, yes. You can:
- Show a part-time job offer in Germany that pays at least €1,091 per month after taxes
- Have someone in Germany sign a financial responsibility letter (called a Verpflichtungserklärung)
- Present a valid scholarship or grant that covers your stay
But for most applicants of the Opportunity Card for Germany, setting up a blocked account is the fastest and most universally accepted method.
Set up your German Blocked Account here
Setting Up a Blocked Account: What You Should Know
You can open a blocked account from India. Providers like Fintiba and Expatrio are popular options. They’re both approved by German authorities and offer online account setup, visa confirmation letters, and sometimes health insurance packages.
A few things to check before picking a provider:
- How long it takes to open the account
- The setup and maintenance fees
- Their customer service quality (because when you need help, you’ll want quick answers)
Now, How Do You Transfer Money to That Account from India?
Here’s where many applicants run into stress. You’re trying to send more than ₹12 lakh to a European bank, and you want to make sure it lands safely, quickly, and without being eaten up by fees or bad exchange rates.
Using traditional banks can be frustratingly slow, costly, and sometimes confusing. So what’s a better option?
Check our live exchange rates here
HOP Remit by moneyHOP: A Smarter Way to Transfer
If you’re funding your blocked account for the Opportunity Card for Germany, HOP Remit makes it simple and transparent. It’s a remittance platform designed especially for people like you—students, professionals, and families sending money abroad.
Why HOP Remit works so well:
- You get real-time exchange rates—no hidden markups
- It’s quick and reliable—you know exactly when the money will arrive
- Low transfer fees compared to banks
- Fully digital, secure, and easy to use
Thousands of people have already used HOP Remit to send money for university fees, blocked accounts, and more. It just works.
Download the HOP Remit app today and start your transfer in just a few taps.
Why pay more for international money transfers when moneyHOP is here?
- NO hidden fees
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Wrapping It Up
The Opportunity Card for Germany is a fantastic opportunity, no pun intended for anyone looking to take their career global. But getting the paperwork and financial proof right is crucial. Having the correct amount in your blocked account shows the German government that you’re serious, prepared, and ready to support yourself.
By choosing the right blocked account provider and sending money through a trusted service like HOP Remit by moneyHOP, you make the process faster and smoother for yourself.
You’ve got a plan. You’ve got the goal. Now take that next step with confidence. And if you’re stuck or unsure, start with what’s in your control: set up your blocked account and transfer your funds smartly.
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