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What is the Fees for Blocked Account in Germany in 2025? The Ultimate Guide for Indian Students

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For any Indian student planning to study in Germany, the blocked account is more than just a financial requirement—it’s a gateway to your student visa. But what is the fees for blocked account in Germany in 2025? This guide will break it down completely, leaving no room for guesswork or outdated information.

What is a Blocked Account and Why is it Mandatory?

A blocked account (Sperrkonto) is a financial safeguard requested by German immigration authorities. It ensures that you have the minimum funds to live in Germany during your initial stay.

In 2025, the official minimum amount that must be deposited into a blocked account is €11,904, which equals €992 per month for 12 months. This requirement is standardized by the German Federal Foreign Office and reflects the revised cost of living.

Before you book your visa appointment, one of the top queries on your checklist should be: What is the fees for blocked account in Germany?

Also read: How to Open Blocked Account in Germany?

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What is the Fees for Blocked Account in Germany – Breakdown of 2025 Costs

Here’s a breakdown of typical costs Indian students can expect:

ComponentEstimated Cost (EUR)
Minimum Blocked Amount€11,904
Account Setup Fee€49 – €99 (one-time)
Monthly Service Charge€4.90 – €6
Buffer Amount (refundable)€100 – €200
Optional Packages (e.g., insurance combos)Varies

So, what is the fees for blocked account in Germany? The total outlay will typically be between €12,100 and €12,300, including setup and buffer, depending on your provider.

Top Blocked Account Providers in Germany

Here’s a comparison of the most trusted and visa-accepted blocked account providers for Indian students:

ProviderSetup FeeMonthly FeeExtras
Expatrio€69€5Health insurance + Free travel insurance
Fintiba€89€4.90Fast processing, mobile app
Coracle€99NoneNo monthly charge, fixed price

Choose only providers recognized by the German Federal Foreign Office.

If you’re unsure which one fits your needs, start by asking yourself again: What is the fees for blocked account in Germany, and does this provider justify that fee with additional services?

Know more: Discover the Top Blocked Account Providers for Germany from India

How to Open a Blocked Account as an Indian Student?

Setting up your blocked account is simple if you follow these steps:

  • Choose a provider based on cost, services, and speed.
  • Register online and upload necessary documents (passport, admission letter).
  • Deposit €11,904 plus any buffer and fees.
  • Receive a blocking confirmation letter—this is essential for your visa application.

Make sure the name on your transfer matches your passport exactly. If not, your transfer may be rejected or delayed.

Also read: How to Add Money in Blocked Account: A Complete Guide for Indian Students

Common Mistakes to Avoid When Funding Your Blocked Account

Now that you understand the process, here’s a quick look at some of the most common mistakes Indian students make—and how you can avoid them.

Infographic explaining what is the fees for blocked account in Germany and common mistakes Indian students should avoid when funding it

Read more: How to Withdraw Money from Blocked Account in Germany?

Pro Tip: Transfer Funds Smoothly with HOP Remit by moneyHOP

Sending €11,904 abroad from India requires careful planning due to LRS compliance, forex rates, and TCS charges.

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  • 100% RBI Compliant: Stay covered under the Liberalized Remittance Scheme (LRS).
  • Perfect for Blocked Accounts: Specifically built for Indian students transferring university and living expenses to Germany.

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Final Word

Now that you know what is the fees for blocked account in Germany, you’re one step closer to your dream of studying abroad. Whether you’re choosing your provider or transferring funds, make sure your decisions are smart, verified, and seamless.

And when it comes to transfers, HOP Remit by moneyHOP gives you the power of simplicity, speed, and savings—exactly what you need when starting a new chapter in Germany.What is the minimum balance for a blocked account in Germany in 2025?

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