Dubai continues to be a top destination for Indian students seeking quality education abroad. If you are planning to study there, understanding how to pay university fees in Dubai from India is crucial for a smooth academic journey. This comprehensive 2025 guide covers everything you need to know—from updated tuition fees and living costs to the safest and most cost-effective payment methods, including the latest tax regulations on foreign remittances. Plus, discover why HOP Remit by moneyHOP is the best platform to pay your fees hassle-free.
Here are 5 smart currency exchange hacks to help you pay university fees in Dubai from India efficiently.
Updated Tuition Fees in Dubai for Indian Students (2025)
Tuition fees in Dubai vary by university and program. Below are the latest fee structures in Indian Rupees (INR) for popular universities and courses.
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University of Dubai Fees (INR Approximate)
| Course Level | Annual Tuition Fee (INR) | Total Fee (Full Program) |
| B.E. / B.Tech | 15.56 lakh – 17.91 lakh | 62 lakh – 72 lakh (4 years) |
| BBA | 15.56 lakh | 62 lakh (4 years) |
| LL.B. | 16.97 lakh | 16.97 lakh (3 years) |
| LL.M. | 23.7 lakh | 23.7 lakh (1 year) |
| MBA / PGDM | 19.97 lakh | 19.97 lakh (1 year) |
| MS | 13.47 lakh – 16.16 lakh | 27 lakh – 32 lakh (2 years) |
Note: Fees are indicative and subject to annual revision by the university.
BITS Pilani, Dubai Campus Fees (INR Approximate)
| Course Level | Annual Tuition Fee (INR) | Hostel Fee (INR) | Health Insurance (INR) |
| UG (B.E./B.Tech, BBA) | 8.71 lakh – 12.27 lakh | 6.97 lakh | 69,660 |
| PG (MBA/PGDM, MEng) | 7.43 lakh | 6.97 lakh | 69,660 |
Also read: Education Loan by Government: A Complete Guide for Students in India
University of Birmingham Dubai Fees (INR Approximate)
| Course Level | Tuition Fee Range (AED) | Tuition Fee Range (INR approx.) |
| UG | 114,602 – 132,778 | 23.5 lakh – 27.2 lakh |
| PG | 29,340 – 168,608 | 6 lakh – 34.5 lakh |
Cost of Living in Dubai for Indian Students (2025)
Living expenses are a significant part of your budget. Here’s a breakdown of typical monthly costs:
| Expense Category | Estimated Monthly Cost (AED) | Approximate INR Equivalent |
| Accommodation | 2,500 – 5,000 | 50,000 – 1,00,000 |
| Food & Groceries | 800 – 1,200 | 16,000 – 24,000 |
| Transportation | 300 – 500 | 6,000 – 10,000 |
| Miscellaneous | 500 – 1,000 | 10,000 – 20,000 |
Total monthly living cost ranges from AED 4,000 to AED 7,500 (INR 80,000 to 1,50,000)
Read more: How to Send Living Expenses to Dubai from India in 2025: A Complete Guide
How To Pay University Fees In Dubai From India: Payment Methods in 2025
Choosing the right payment method can save you money and time. Here are the most reliable options to pay university fees in Dubai from India:
1. HOP Remit by moneyHOP – The Smartest Way to Pay
HOP Remit is a trusted platform for Indian students paying fees abroad. Benefits include:
- Best exchange rates better than banks.
- Low and transparent fees with no hidden charges.
- Fast transfers—most payments complete within 12 to 24 hours.
- Secure, RBI and FEMA compliant.
- Real-time tracking and excellent customer support.
Using HOP Remit ensures your money reaches your university safely and quickly when you pay university fees in Dubai from India.
Check our live exchange rates here
2. Bank Wire Transfers (SWIFT)
Traditional bank transfers are secure but often costly and slower:
- Transfer fees can be INR 1,500 to 2,500 per transaction.
- Banks add margins on exchange rates.
- Transfers may take 3 to 5 business days.
- Possible intermediary bank charges.
3. Forex Cards
Forex prepaid cards lock in exchange rates and are useful if the university accepts card payments. Be mindful of loading and inactivity fees.
4. Credit Cards
Accepted by some universities but generally not recommended due to high interest and processing fees.
Also know: Forex Card vs International Debit Card: 7 Key Differences Every Smart Traveler Should Know
5. Demand Drafts
Less common due to slow processing and inconvenience.
Step-by-Step Guide: How To Pay University Fees In Dubai From India
- Obtain official payment instructions (bank details, SWIFT code, payment reference) from your university.
- Choose your payment method (HOP Remit is highly recommended).
- Complete KYC and upload documents if required by the payment platform.
- Make the payment and save transaction receipts.
- Send proof of payment to your university’s finance department promptly.
Following these steps will help you confidently pay university fees in Dubai from India without any hassle.
Updated TCS Rates on Foreign Remittances for Education (2025)
Understanding Tax Collected at Source (TCS) on foreign remittances is essential for Indian students who want to pay university fees in Dubai from India efficiently.
| Purpose of Remittance | TCS Rate | Threshold/Exemption |
| Education (via education loan) | 0% | No TCS applicable |
| Education (self-funded) | 5% on amount exceeding ₹10 lakh | First ₹10 lakh per financial year exempt |
| Medical Treatment | 5% on amount exceeding ₹10 lakh | First ₹10 lakh per financial year exempt |
| Overseas Tour Packages | 5% up to ₹10 lakh, 20% beyond | No threshold |
| Other purposes (gifts, investments) | 20% on amount exceeding ₹10 lakh | First ₹10 lakh exempt |
Key Points:
- When you pay university fees in Dubai from India using your own funds, the first ₹10 lakh in a financial year is exempt from TCS.
- Any amount above ₹10 lakh attracts 5% TCS.
- Payments made through an education loan from a recognized financial institution are exempt from TCS regardless of amount.
- TCS is adjustable against your income tax liability and can be claimed as a refund when filing returns.
How to minimize or avoid TCS:
- Keep remittances below ₹10 lakh per financial year if possible.
- Use education loans to pay fees.
- Split payments among family members.
- Plan payments across financial years.
Fee Installment Plans: Flexible Payment Options
Many Dubai universities offer installment plans allowing payment of tuition fees in 2 to 4 parts annually. This flexibility helps manage finances better and avoid large upfront payments.
If you want to pay university fees in Dubai from India in installments, check with your university’s finance office for eligibility and application procedures.
Why HOP Remit by moneyHOP Is the Best Choice to Pay University Fees In Dubai From India
| Feature | Benefit for Indian Students |
| Best Exchange Rates | More INR value for every AED sent |
| Transparent, Low Fees | No hidden charges, affordable transfers |
| Fast Transfers | Payments reach Dubai universities within 48 hours |
| Rate Lock | Lock favorable exchange rates for 24 hours |
| 24/7 Availability | Transfer anytime, including weekends and holidays |
| Secure & Compliant | RBI and FEMA compliant, safe KYC process |
| User-Friendly Platform | Easy onboarding, real-time tracking, and support |
Thousands of Indian students trust HOP Remit for safe, fast, and cost-effective fee payments.
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Final Thoughts
If you want to pay university fees in Dubai from India in 2025 without stress, understanding the latest fees, tax rules, and payment options is essential. Using trusted platforms like HOP Remit by moneyHOP can save you money, time, and effort.
Don’t wait. Make your university fee payment today with HOP Remit and take one step closer to your dream education in Dubai.
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