Tag: studying overseas
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![How to Avoid TCS on Foreign Remittances in 2025 [Slabs, Exemptions, Refund Explained]](https://www.moneyhop.co/blog/wp-content/uploads/2023/10/Artboard-1.png)
How to Avoid TCS on Foreign Remittances in 2025 [Slabs, Exemptions, Refund Explained]
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Think you have no choice but to pay 20% extra on foreign transfers? Think again. Many Indians today are looking for ways to legally avoid 20% TCS on foreign remittances, understand refund eligibility, and make the most of LRS exemptions under the new 2025 rules. This guide simplifies everything from tax slabs and exemptions to…
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Refund of TCS on Foreign Remittance 2025: Complete and Trusted Guide
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If you paid TCS when sending money abroad, you may be eligible to get it back. The refund of TCS on foreign remittance is a legal right and not a technical loophole. This guide explains the rules, eligibility, documentation, timelines, real scenarios, and the exact process step by step. The intent is simple. You must…
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Best Time to Send Money Abroad: Save Big on Gift Remittances (2025)
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If you have ever tried sending money abroad, you know the timing can be frustrating. One day the rate looks fine, the next day it has slipped, and suddenly the amount your family receives is not what you expected. Parents paying tuition or relatives sending gifts for weddings or festivals often feel this pinch a…
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Letter to Bank Manager for Education Loan: Complete Format, Samples, and Smart Tips for 2025
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Pursuing higher education is a milestone that often comes with major financial commitments. Many students turn to education loans to make that dream a reality, but once the loan is sanctioned, the real test begins getting it disbursed on time. When deadlines are closing in and fee payments can’t wait, writing a well-drafted letter to…
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ICICI Bank Charges for International Transactions (2025) – What You Really Pay & How to Save
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Understanding ICICI Bank charges for international transactions is essential for anyone who receives or sends money across borders. Transfers include multiple cost layers beyond a single transfer fee, including bank service charges currency conversion markups and intermediary deductions. This article sets out the outward remittance fee structure that ICICI publishes, the way conversion margins affect…
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Best Ways to Send Gift Money to New Zealand from India (2025 Update)
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How to Send Gift Money to New Zealand from India in a Compliant, Cost-Effective and High-Impact Way Sending gift money to New Zealand from India is a growing trend among Indian families and friends spread across the world. Whether it is to celebrate milestones, support a student or just show affection, the method of transfer,…
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How to Send Gift Money to Australia from India (2025 Guide)
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Every milestone birthdays, weddings, graduations, or family achievements calls for celebration. For thousands of Indians with loved ones in Australia, a monetary gift is often the most thoughtful way to express care across borders. With over 1.1 million Indian-origin residents in Australia as of 2025, cross-border gifting has become more than a gesture; it’s a…
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How to Send Gift Money from India to Europe in 2025: The Complete Expert Playbook
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For decades, sending money across borders meant paperwork, hidden charges, and uncertainty. Today, the story has changed. If you want to send gift money from India to Europe, the process is faster, digital, and tightly regulated to ensure transparency and safety. This guide unpacks every step from the latest RBI rules to practical tax insights…
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How to Send Gift Money to the UK from India – Fast, Legal & Low-Cost (2025)
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When you send gift money to the UK, it’s not merely a transaction; it’s a gesture of connection. Whether you’re helping your daughter begin her life in London, celebrating a sibling’s achievement, or sending love across continents, the intention is deeply personal. But the question remains: how do you send gift money to the UK…